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places to buy wholesale sterling silver jewelry with no minimum The subway payment has undergone a series of transformations from traditional ticket cards, QR codes to electronic virtual cards, while Metro APP is the product of the era of mobile payment. In the post -Metro APP era, what convenient cutting -edge mobile payment technology will the subway operating agency continue to expand? How will biometrics, virtual electronic tickets, and digital renminbi combine with subway mobile payment?
. Background
The subway APP refers to the official APP independently built by rail transit companies in various cities. Waiting for functions. The concept of Metro APP rose in 2018. At that time, rail transit of various cities was actively promoting the application of Internet payment technology. Therefore, 2018 can also be called the first year of Metro APP.
In the two years of 2019 and 2020, the subway app reached its heyday, and all cities that have opened subways were launched on the official APP. However, according to the survey statistics of the AFC special committee, in 2019, more than one -third of the urban subway scanning code passenger transport accounts for less than 10 %; although the proportion of the use of code scanning gates in 2020 has increased slightly, it has chosen to choose Passenger scanning tickets still account for most (scanning ticket purchase without downloading and installing subway apps). At the same time, many passengers are complaining about downloading and installing the various problems caused by the installation and installation of subway apps. Metro companies in various cities have gradually realized that the practice of forcing passengers to download and use the official APP is actually running counter to the service concept of public transportation.
. The exploration of mobile payment technology and the status quo
In the post -Metro APP era, in order to break the stereotype of the subway company using the official APP to abduct passengers, most subway companies choose The APP platform is no longer limited to the official APP of the subway alone, such as WeChat, Alipay and other commonly used apps. In addition, some subway companies that are at the forefront are also exploring more convenient mobile payment technologies.
(1) Face recognition
1. Wearing a mask and brushing face
The new crown pneumonia and epidemic prevention work is a long -lasting battle. The risk of infection. Under the requirements of safety prevention, in order to improve the travel efficiency and ride experience of passengers, wearing a mask to brush the face and gates of the face has become a trend. This mobile payment method fully realizes the "ticketless card", "mobile phone -free", "no contact", and the demand for epidemic prevention from real -name systems and masks.
represents subway cities: Chengdu, Harbin.
2. Integration of security inspection
The passengers need to perform security checks and brakes in turn, and the traffic efficiency is not high. In order to solve the needs of passengers to quickly ride on the subway, through the development of a new type of equipment with a security check machine and gate, allow passengers to complete the ride charges at the same time through the security passage. This integration of security inspection and ticket inspection effectively integrates the station security inspection equipment and ticketing equipment of the station, and builds a security certification system based on the passenger credit system to achieve streamlined station links, improves the efficiency of traffic, reduce management costs, safe and accurate management and control Essence
represents subway cities: Chengdu, Beijing.
(2) Apple Pay virtual electronic card
Apple pay virtual electronic card use experience is similar to Apple Pay fast traffic card. iPhone mobile phone users can apply for a virtual electronic card in advance and bind them in the wallet. When riding, you only need to use the iPhone to swipe at the gate of the gate. Face authentication, no need to pause videos and games in the mobile phone, and no need to open the APP to call out the QR code to scan the gate. At the same time, the "Apple Pay Virtual Electronic Card" can also enjoy the offer, including cumulative municipal discounts and red envelopes, Zhouyue cards, card coupons discounts, etc.
represents Metro City: Beijing.
(3) Huawei PAY ride code
Huawei mobile phone users can add a "ride code" to the mobile phone card in advance. When entering the station, you can double -click the mobile phone power source key. You can scan the code to cross the gate. There is no need to unlock or open any app throughout the process. At the same time, the "Huawei PAY ride code" can also enjoy the discount.
represents Metro City: Harbin.
(4) Digital RMB
Digital RMB is a legal currency in digital form issued by the central bank of my country, which is equivalent to cash such as paper banknotes and coins, which is legal. In the 14th Five -Year Plan proposal, it is clearly proposed to "steadily promote digital currency research and development." After the subway automatic ticket inspection system has both cash payment business modules for corresponding upgrades, the application promotion of digital RMB can be achieved, including digital RMB ticket purchase, digital RMB crossing, etc.
represents subway cities: Suzhou.
. Future development thinking is related to the outlook
The direction of technology development is often related to the background of the times. The impact of the new coronary pneumonia's epidemic is far -reaching, and the future of mobile payment technology must also be fully considered. Under the guidance of the "carbon peak, carbon neutralization" major strategic goals, new technology research and development must take into account "intelligence" and "green". In this context, the future development direction of the subway mobile payment is as follows:
(1) Biological identification
Considering the requirements of smart convenience and safety prevention, biometric technology will be further promoted in the subway environment, including people, including people Face recognition, palm vein recognition, etc. Taking human face recognition as an example, brushing face payment can effectively solve the difficulty of using intelligent technology to use intelligent technology to reflect the characteristics of urban rail transit and convenient convenience. At the same time, wearing a mask face recognition is no longer a technical problem. Face recognition itself needs a real -name system, which fully meets the fully satisfaction. Epidemic prevention requirements.
(2) Digital RMB
In the international situation of the current digital currency and the digital economy, the issuance of digital RMB will promote the development of my country's economy and financial formats into a new stage and accelerate the transformation of digital China. pace. As a urban public transportation service provider, the subway system is obliged to increase the application of digital RMB in the subway scene. Based on digital RMB design concepts, reconstruct the AFC business system, and provide passengers with comprehensive services based on new ideas.
(3) Virtual electronic tickets
It virtual electronic tickets such as QR code and NFC, which will still be the mainstream votes in the field of mobile payment in the subway. Unlike before, the subway company will return to the virtual electronic ticket itself, not the virtual electronic ticket carrier. By optimizing the experience of virtual electronic tickets, improve the amount of passenger use, and further reduce environmental pollution caused by physical ticket card procurement, production, printing, cleaning, destruction, etc.
The author is employees of urban rail transit sales ticketing systems, focusing on the application of Internet, big data, artificial intelligence and other technologies in the rail transit industry.
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